PrestaCRM Creator & Architect
Lenders and microfinance institutions often rely on fragile spreadsheets or generic CRMs that lack loan amortization models, automated collection channels, and double-entry accounting records, leading to balance mismatches and high delinquency rates.
Architected a specialized credit and debt-collection CRM with an automated French amortization engine, an immutable double-entry ledger, custom risk scoring, and WhatsApp API integration for automated collection alerts.
A ledger-first architecture was chosen over a generic CRM database model to guarantee that every single transaction is audit-trackable and mathematically immutable, rather than trying to patch accounting consistency onto a CRM designed for sales pipelines.
Powering the management of over RD$10,000,000 in active credit portfolios in the Dominican Republic, reducing average portfolio delinquency (morosidad) by 18% within the first 90 days.